I’m 43 years old and have I owe tens of thousands of dollars in student loans (欠了很多学生贷款), oh sure I knew the loans are piling up as I went through school but with one loan coming from here another from there I had no idea the rockslide that was building. 15 years later, I still experience moments of sheer horror regarding my family’s financial situation. My monthly student loan payment is more than triple my car payment (助学贷款是车贷的三倍). Ok, so without my college degree I would not have been able to get my current job, for that I am grateful. But at what cost? My loans have been accruing at a rate of ten percent (每年10%递增) and now they have burgeoned to… well in an English major you do the math I don’t think they’ll ever get paid off. We’re in debt way past our eyeballs and there’s no hope in sight. I’m being kept in class a financial class (金融班学习理财) of graduates who is only hope for attending college in borrowing money from the government. Because of our mounting credit card debt and monthly payment that far exceed our family’s income my kids will also join the class of citizens who can’t rely on your parents for college support. Do I wish to choose another educational realm you bet perhaps trade school I thought that being a plumber might not be such a bad game, but if a BR job aspirations require a four-year degree take my advice and choose a college you can afford both during and after graduation. Take a realistic look at your anticipated income and factor and priorities that don’t carry a price like the spouse and children you might want to have some day. I was overconfident that my student plan would pay off in comparison to the lucrative writing career I’d enjoy after graduation. Now I am paying for that decision in more ways than I’d ever imagined.